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Specta Loan – How to Borrow Money From Specta

- Specta Loan - How to Get a Loan From Specta, Application Process, Borrow Interest Rates, Repayment Terms & More - Numerous online platforms offer instant credit facilities to both business owners and salary earners with less paperwork or documentation and no collateral. Yes, banking systems have been digitalized. And one such platform is Specta. In this article, we will broaden your knowledge about Specta. From what it is, how to apply for loans, and everything you need to know about it. Stay glued as we unravel everything for you. What Is Specta? At the beginning of this article, we made it clear that there are many lending platforms online reducing the bottlenecks of traditional banking systems, following the advent of technology. Specta is one of those platforms. Spectra is owned and operated by Sterling Bank. The platform...

January 17, 2023

written by Samuel

Filed Under Loans

How to Identify Personal Loan Fraud

Over the last few years, there has been a significant increase in the number of loan platforms across the country. Most of the loan platforms are online loan platforms, and this has equally caused a significant increase in the number of personal loan frauds. Most business people are gullible, and as such, they do not conduct intensive research before applying for a loan on any platform, thereby ending up being victims of personal loan fraud. This article aims to open the eyes of business owners to what personal loan fraud is all about, how to identify it, and, most significantly, some of the frequently asked questions they might have in mind. Ways To Identify Personal Loan Fraud There are various ways to identify multiple loan frauds, and in this article, we will be looking at some of the most important ways you can do this. Some of them...

January 16, 2023

written by Samuel

Filed Under Loans

10 Loan Companies Asking for Online Banking Details in Nigeria

So many companies are asking for banking details in Nigeria, and the goal of these details is to enable them to check your eligibility to know if you are eligible for the loan you wish to obtain from the platform. In this article, we will discuss some of the best companies that ask for banking details in Nigeria and some of the details they ask for. And finally, we will answer some of the most frequently asked questions. List of Loan Companies Asking For Online Banking Details In Nigeria Numerous loan companies are asking for online banking details, but in this article, we will discuss a few in detail. Renmoney Bank of Agriculture Baobab Microfinance bank Stanbic IBTC Lapo Microfinance Bank AB microfinance Wema Bank ALAT Loan spot Zedvance Loan Companies Payday loan from Access Bank Renmoney When you talk...

January 16, 2023

written by Samuel

Filed Under Loans

Kiakia Loan App – How to Get a Quick Loan From Kiakia Without Collateral

- Kiakia Loan - How to Get a Quick Loan From Kiakia Without Collateral - Different online lending platforms are making online banking services easier and fewer bottlenecks–lending and borrowing of loans. If you are looking for a list of top lending online platforms, be sure to have the KiaKai loan app on your list. What Is KiaKia Loan App? KiaKia loan app is among the leading lending platforms in Nigeria. The platform offers short-term business loans and personal loans. Guess what? You don't need to panic about the terms and conditions of getting loans from the KiaKia loan app. Yes, from the comfort of your home you can request a loan online without collateral. Cool right? Probably you are wondering why this lending platform is called KiaKia. If you are conversant with Pidgin, you will be able to grab its literal meaning just by...

January 15, 2023

written by Samuel

Filed Under Loans

Do Loan Companies Ask for Money Upfront?

Over the last few decades, there has been an increase in the number of loan platforms in Nigeria, from banks to private individuals. To further make it easy for people, there has been an increase in the number of online banking and loan platforms which makes it easy for anyone to obtain a loan from any of his preferred platforms in a matter of minutes. This, as an advantage, has equally been a source of disadvantage for so many people. With an increase in technology comes an increase in internet fraud; what this means is that a lot of people have fallen victim to online scammers, and we are here to address this issue through this article. In this article, we will answer this burning question in the mind of anyone who wants to obtain a loan from any platform, especially as a newbie. We will answer some of the frequently asked questions and...

January 14, 2023

written by Samuel

Filed Under Loans

Lapo Agric Loan – How to Apply and Everything You Need to Know

Lapo agric loan is a type of loan every intentional farmer should seek if he wishes to step up on his farming. Agriculture remains one of the bedrock of Nigeria's economy. Hence, a reduction in agriculture will lead to a decrease in the economy of the nation. Concerning that, Lapo created an agric loan as one of its loan products. Please keep reading to learn more about this agric loan and how to apply for it. Overview Lapo agric loan is a loan product offered by Lift Above Poverty Organization (Lapo) made explicitly for farmers who want to improve their production and farming businesses. With this loan, farmers can improve their farming and yields. This can be achieved through the purchase of fertilizers, employment of labor, and acquisition of mechanized farming implements. Lapo agric loan is also called Lapo agricultural...

January 14, 2023

written by Samuel

Filed Under Loans

Targeted Credit Facility – Meaning and How to Apply

The Covid 19 pandemic affected the world in no small way, and it did not only the daily activities of people but the world's economy reduced drastically. To crown it all, this Novel CoronaVirus dealt with many countries, especially Nigeria, because it struck when people least expected it. In Nigeria, many families found it hard to feed well while some businesses crumbled. At the time of the pandemic, the Federal government, through the Central Bank of Nigeria, decided to run to the aid of its citizens by releasing credit facilities. In this article, we will explain the meaning of a targeted credit facility, how to apply for it, and everything you need to know about it. Be sure to read this article to the end. Overview Of Targeted Credit Facility We noted earlier that the advent of the Novel CoronaVirus, popularly known as Covid 19,...

January 13, 2023

written by Samuel

Filed Under How To, Loans

5 Ways to Grow Your Business With a Loan 2023

There are several ways to grow your business with a loan. We will discuss the various ways to do this; we will equally discuss some of the benefits of growing your business with loans, things to note before growing your business with loans, and some of the most frequently asked questions. Be sure to keep reading. Why Do You Need A Loan To Grow Your Business There are several reasons why you need a loan to boost your business. If you're just starting in business, during the first few years of your business it will be tough and you need all the help you can get to scale through those years. One of the reasons businesses fail is a lack of capital or enough capital to boost the business and take it to the next level. Success requires speed, and in the world of business, anyone who reaches out to the largest audience will make more sales. So...

January 13, 2023

written by Samuel

Filed Under Loans

How to Apply for Loan with Sokoloan USSD Code

The Sokoloan USSD code is another means of accessing instant loans on Sokoloan. If you are interested in knowing the Sokoloan used code, this article is precisely what you need to read carefully. We understand that you may not have a strong internet connection to navigate the mobile app or website. Hence we are set out to show you how to use this instant code to apply for a loan from sokoloan. Read on. Overview Of Sokolaon Sokoloan, fully registered as Soko Lending Company Limited, is a legit microfinance financial institution founded in 2018. This online lending platform is one of the reliable loan platforms that offer quick loans to the public anytime and anywhere. Sokoloan offers short-term loans to the public upon meeting the stipulated criteria for eligibility. They offer this financial aid through various means, which include...

January 12, 2023

written by Samuel

Filed Under Loans

10 Loan Apps Without Selfie

If you are looking for reputable loan apps that will offer you financial credits without selfies, then this article is precisely what you need. We understand that emergencies can spring up anytime hence, mounting pressure on one. Going to the bank for loans can be stressful and full of restrictions or limitations. Again, most loan apps would demand to know the nitty gritty of you and your business. This is why we compiled this article to hand over the list of loan apps without a selfie. Keep reading. Why Do Most Loan Apps Demand Selfies? Every company in the digital lending sector seeks to know about its customers to avoid incurring losses in its investments and being a victim of scammers. This is the importance of selfies which is also known as Know Your Customer (KYC). The essence of selfies is to help the lending platform know more...

January 10, 2023

written by Samuel

Filed Under Loans