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Kiakia Loan App – How to Get a Quick Loan From Kiakia Without Collateral

- Kiakia Loan - How to Get a Quick Loan From Kiakia Without Collateral - Different online lending platforms are making online banking services easier and fewer bottlenecks–lending and borrowing of loans. If you are looking for a list of top lending online platforms, be sure to have the KiaKai loan app on your list. What Is KiaKia Loan App? KiaKia loan app is among the leading lending platforms in Nigeria. The platform offers short-term business loans and personal loans. Guess what? You don't need to panic about the terms and conditions of getting loans from the KiaKia loan app. Yes, from the comfort of your home you can request a loan online without collateral. Cool right? Probably you are wondering why this lending platform is called KiaKia. If you are conversant with Pidgin, you will be able to grab its literal meaning just by...

August 15, 2022

written by Samuel

Filed Under Loans

Access Bank Loan – How to Borrow Money From Access Bank Using Ussd Code

- Access Bank Loan: How to Borrow Money From Access Bank, Requirements, and the Ussd Code Option - Some of us dream of changing the world, building solutions to problems that can make lives better. Yes, that big idea. And you suddenly feel the need to make it work, that one step to take that dream to the next level. You need access to information, access to the market, and access to funding. Funding is a challenge, a stumbling block to businesses. It is where many businesses fail because there is no support to succeed. The same applies to individuals. Well, one bank is out to help individuals and businesses to succeed by offering them funds to help bring their dreams and aspirations to the limelight. That one bank is Access Bank. The bank in its bid to help both its customers and noncustomers created the Access Bank Loan for...

August 15, 2022

written by Samuel

Filed Under Banking, Loans

Zenith Bank Loan – How to Get a Loan From Zenith Bank (2023)

-Zenith Bank Loan - How to Get a Loan From Zenith Bank- If you are checking the list of prominent banks in Nigeria, be sure to see Zenith bank at the top. Their efficiency and commitment to serving commercially as a bank since June 1990, are top-notch and commendable. These are evident in their pursuit of meeting the demands of their stakeholders following their establishment as a Public Limited Company(Plc) and being listed on the Nigeria Stock Exchange(NSE) since 2004. Furthermore, their zeal for being a wheel on which Nigeria's economy will be skyrocketed has earned them different awards and achievements. One of the many ways this has been made possible is through the availability of loans to the public. Are you looking for ways to get loans from Zenith Bank? If yes, be sure to keep reading as details on the requirements and types...

August 15, 2022

written by Samuel

Filed Under Banking, Loans

Top 10 Companies With the Lowest Loan Interest Rates in Nigeria

Top 10 Companies With Lowest Loan Interest Rates in Nigeria

Top 10 companies with the lowest loan interest rates in Nigeria. It is indisputable that businesses require money to expand, and scale up their businesses in terms of competition with others, and also for expansion. In most cases, the funds to finance the aforementioned projects may not be available, and this applies to loans. Aside from businesses, individual options for personal loans in times of emergencies and other pressing needs. Of course, while opting for loans, one tends to go for ones with convenient terms and conditions, low-interest rates, and minimal documentation. A few years ago before technology swept across the country, one of the biggest challenges in the banking system was accessing instant loans. You might be asked to visit the bank to obtain relevant information and provide collateral before getting a loan. This...

August 10, 2022

written by Samuel

Filed Under Loans

5 Instant Loan Apps Without BVN in Nigeria (Updated 2023)

It is easier to get a loan without collateral than without BVN. This has to a great extent created a lot of bottlenecks for persons seeking on how to apply for a loan in Nigeria. The Bank Verification Number (BVN) is a crucial and critical requirement for obtaining loan. The BVN is a special biometric screening and identification system used by banks to check and control unlawful and illegal financial activities. Following the Central Bank Of Nigeria Act 1958 which views BVN as a secured means of curbing financial crimes or fraud in the banking system, the BVN is unique to each citizen across all the banks in the country. Now here's the burning question, Can I Get Loan Without BVN? Yes, you can get instant loans without BVN. There are different applications and websites that offer instant loans without BVN. While some may just...

August 9, 2022

written by Samuel

Filed Under Loans

How to Reduce Loan Interest Rate

Are you considering getting a loan but worried about having to pay a higher interest rate? Do you want to know how to lower the interest rate? the answer is on this article. If you're interested in reducing the interest rate on a loan, the first thing to do is shop around. If you find a better deal elsewhere, then go for it! The next step is to make sure that your credit score is intact and that your debt-to-income ratio isn't too high. Then look at how much money each month goes toward paying off your other debts. Also, consider improving your overall financial situation before applying for another loan so that you aren't even more likely to be approved for one later on down the road. In the next few lines, we will be showing you proven practical steps on how to reduce loan interest rate. Meanwhile, here below is the table of content...

July 28, 2022

written by Samuel

Filed Under How To, Loans

10 Best Loan Apps in Nigeria (Updated 2023)

We present to you the most precise list of the 10 best loan apps in Nigeria that have high downloads on the Google play store through which you can gain access to instant credit for business or personal use. Yes, you can access any of these best loan apps listed on this page through your mobile phone and tablet, whether Android or iOS devices. Despite growing concerns about their methods of operation in terms of loan recovery in Nigeria, These best Loan apps in Nigeria listed on this page, have come to remain in Nigeria. The amount of Nigerians using these loan apps is increasing daily and leaves no one to doubt there are actually, some good benefits to the apps. These loan app companies are attempting to offer loans without collateral, that banks traditionally do not attempt to. The speed at which loans are distributed, the...

July 24, 2022

written by Samuel

Filed Under Loans

8 Best Smart Ways to Use a Personal Loan 2023

Best Smart Ways to Use a Personal Loan The Nigerian fintech business is booming right now, and citizens may now acquire loans in only a few minutes. Nowadays, people easily apply for a personal loan online without having to deal with too much registration process. However, this has the drawback of causing individuals to accrue debt. Use your personal loan responsibly and apply wisdom if you plan on taking out a loan. With the help of this post, we've list out 8 smart ways to use a personal loan to your advantage. What are the 8 Best Smart Ways to Use a Personal Loan? Personal loans may be used in a variety of ways: Debt Consolidation Consolidating debt is one of the best uses of a personal loan, if not the best. Basically, it's a way to get rid of all of your unpaid loans and credit card debt. It is possible to combine all of your...

July 8, 2022

written by Samuel

Filed Under Loans

Family Loans – Everything You Should Know About Borrowing and Lending From Family

Family Loans – Everything you Should Know About Borrowing and Lending from Family Borrowing money from relatives may be a roller coaster ride, particularly when it comes time to pay it back. When it comes to money and family, it's definitely a delicate situation that might put your relationship with the lender at jeopardy. As a result, it is essential that the conditions of the loan be communicated clearly and even in writing. Because family loans are frequently unavoidable, they should be approached with caution. Advantages of family loans The following are some benefits of taking out a family loan: It prevents you from taking out a dangerous loan. Lower interest rates on loans, if any Due to the absence of formal procedures, it is simpler to get clearance. Flexibility in payments is particularly important during times of...

July 8, 2022

written by Samuel

Filed Under Loans